Posts by JT

There will never be enough time in the day to get everything done. I know the feeling of getting through an entire day just to find your to-do list is longer than when you began. And with the fast...

The First Home Savings Account (FHSA) is a program implemented in 2023 to help Canadians save for their first home. Similar to the RRSP, FHSAs are tax decuctible, and you don't pay any tax on the...

Registered Education Savings Plans (RESPs) are a Canadian government program to help save for education. These allow parents, grandparents, or family friends contribute to a fund for a child's...

Here in Canada, we pay no shortage of tax. On our income, we pay anywhere from 25%-50% (depending on income and province), and on our purchases we pay 5%-15%. There’s also taxation on capital...

There is an infinite number of ways to invest money in Canada, whether that is registered accounts (RRSPs, TFSAs, etc.), real estate, taxable investing accounts, private lending, investing in your...

So often we will fall into this feeling of “I don’t even know where to start” when trying to take action, especially when the action is very complex. We also get ourselves caught up trying to...